Specialist Liabilities

A wide range of specialist covers including: Business Product Recall, Contaminated Products, Life Science/ Biotechnology, Scientific & Medical Instruments, Cosmetic & Health Products.

Our Products

Serving U.

ROUM combines technical capability, energy, creativity, commercial acumen and technology to develop optimal solutions for you.

Bussiness product recall

Business Product Recall

A comprehensive liability facility designed for the automotive manufacturing industry, Business Product Recall provides protection from the serious financial consequences of product guarantee, recall and financial loss claims.

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Contaminated Products

If your company is involved in manufacturing, retailing, wholesaling, exporting or distributing of products, you are vulnerable to product contamination or extortion. ROUM offers capacity of up to $10 million with the possibility of higher limits available.

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Life Sciences & Biotechnology

As a rapidly expanding industry within Australia, we have worked with a leading underwriter to offer Public/Product Liability and a Clinical Trial facility designed specifically for this industry.

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Scientific & Medical Instruments

Your business can be covered through a program specifically designed and developed for this industry, offering Public and Products Liability and Recall Expenses.

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Cosmetic & Health products

Designed specifically for the cosmetic and health industry, we can offer your business Public & Products Liability and Recall Expenses insurance facility, underwritten by Chubb, one of the world’s largest and most secure insurers.


We are there for U.

ROUM creates, underwrites and manages books of business that deliver on our mission to provide value for you.